ASRV

Ameriserv Financial
$4.19
−$0.15 (−3.46%)Jul 27, 2026
4.9NeutralMoatMint rating

MoatMint rates Ameriserv Financial (ASRV) 4.9 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 4.0 out of 10.

Key metrics

The numbers that frame ASRV today
Market cap
$71.08M
P/E (TTM)
12.9
P/B
0.59x
Net margin
9.9%
ROE
4.7%
Div yield
2.86%
Debt / equity
0.6
52wk Low
$2.55
52wk High
$4.49

ASRV stock rating

How ASRV scores on quality, value, growth, momentum and financial health
4.9out of 10
Neutral overallFair business, attractive priceTop 51% of ~5,000 US stocks
QualityNeutral4.0/10
GrowthFair2.5/10
MomentumGood7.1/10
ValueGreat8.2/10
Financial HealthFair3.9/10

Growth

Revenue and earnings trend for ASRV
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about ASRV
Is Ameriserv Financial a good buy?
Hold. Ameriserv Financial has strong momentum, but weak quality makes the setup mixed. Growth looks poor. That could put pressure on the long-term business case. We think Ameriserv Financial is selling at a low price.
What is the market capitalization of ASRV?
Ameriserv Financial's market capitalization is $71.08M.
What is the P/E ratio for ASRV stock?
Ameriserv Financial's current P/E ratio is 12.9.
What is the 52-week high for ASRV stock?
The 52-week high for Ameriserv Financial is $4.49. The current close of $4.19 is 6.7% below that high.
What is the 52-week low for ASRV stock?
The 52-week low for Ameriserv Financial is $2.55. The current close of $4.19 is 64.5% above that low.
Does ASRV stock pay dividends?
Ameriserv Financial pays a dividend. The latest dividend per share in the company data is $0.12, which implies a yield of 2.86% based on the current close.
What is the Debt / Equity ratio for ASRV?
Ameriserv Financial's Debt / Equity ratio is 0.59.