BOTJ

Bank Of The James Financial Group
$29.03
−$0.98 (−3.27%)Oct 28, 2026
6.2GoodMoatMint rating

MoatMint rates Bank Of The James Financial Group (BOTJ) 6.2 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 6.0 out of 10.

Return+104.4%5YRange $8.04 - $30.01
$32.6$23.6$14.5$5.4Nov 21Sep 25Oct 26

Key metrics

The numbers that frame BOTJ today
Market cap
$131.89M
P/E (TTM)
11.5
P/B
1.59x
Net margin
22.4%
ROE
14.3%
Div yield
1.38%
Debt / equity
0.1
52wk Low
$15.43
52wk High
$30.84

BOTJ stock rating

How BOTJ scores on quality, value, growth, momentum and financial health
6.2out of 10
Good overallHealthy business, full price
Quality6.0
Growth3.1
Momentum8.9
Value3.8
Financial Health5.1

Growth

Revenue and earnings trend for BOTJ
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about BOTJ
Is Bank Of The James Financial Group a good buy?
Yes. Bank Of The James Financial Group has strong quality and excellent momentum. Both signals support the setup. Growth looks weak, a caveat that does not overturn the setup. We think Bank Of The James Financial Group is selling at a high price, which cuts against the buy case.
What is the market capitalization of BOTJ?
Bank Of The James Financial Group's market capitalization is $131.89M.
What is the P/E (TTM) ratio for BOTJ stock?
Bank Of The James Financial Group's P/E (TTM) ratio is 11.5, based on trailing earnings.
What is the 52-week high for BOTJ stock?
The 52-week high for Bank Of The James Financial Group is $30.84. The current close of $29.03 is 5.9% below that high.
What is the 52-week low for BOTJ stock?
The 52-week low for Bank Of The James Financial Group is $15.43. The current close of $29.03 is 88.2% above that low.
Does BOTJ stock pay dividends?
Bank Of The James Financial Group pays a dividend. The latest dividend per share in the company data is $0.40, which implies a yield of 1.38% based on the current close.
What is the Debt / Equity ratio for BOTJ?
Bank Of The James Financial Group's Debt / Equity ratio is 0.1.