BOTJ

Bank Of The James Financial Group
$27.01
+$0.08 (+0.3%)Jul 27, 2026
7.9GoodMoatMint rating

MoatMint rates Bank Of The James Financial Group (BOTJ) 7.9 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 5.8 out of 10.

Key metrics

The numbers that frame BOTJ today
Market cap
$122.72M
P/E (TTM)
11.2
P/B
1.51x
Net margin
21.6%
ROE
14.1%
Div yield
1.48%
Debt / equity
0.1
52wk Low
$13.09
52wk High
$27.54

BOTJ stock rating

How BOTJ scores on quality, value, growth, momentum and financial health
7.9out of 10
Good overallHealthy business, full priceTop 21% of ~5,000 US stocks
QualityNeutral5.8/10
GrowthGood7.5/10
MomentumGreat8.7/10
ValueNeutral4.9/10
Financial HealthGood6.2/10

Growth

Revenue and earnings trend for BOTJ
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about BOTJ
Is Bank Of The James Financial Group a good buy?
Yes. Bank Of The James Financial Group has mixed quality and excellent momentum. Taken together, the setup leans positive. Growth looks excellent, which supports the long-term business case. We think Bank Of The James Financial Group is selling at a fair price.
What is the market capitalization of BOTJ?
Bank Of The James Financial Group's market capitalization is $122.72M.
What is the P/E ratio for BOTJ stock?
Bank Of The James Financial Group's current P/E ratio is 11.2.
What is the 52-week high for BOTJ stock?
The 52-week high for Bank Of The James Financial Group is $27.54. The current close of $27.01 is 1.9% below that high.
What is the 52-week low for BOTJ stock?
The 52-week low for Bank Of The James Financial Group is $13.09. The current close of $27.01 is 106.3% above that low.
Does BOTJ stock pay dividends?
Bank Of The James Financial Group pays a dividend. The latest dividend per share in the company data is $0.40, which implies a yield of 1.48% based on the current close.
What is the Debt / Equity ratio for BOTJ?
Bank Of The James Financial Group's Debt / Equity ratio is 0.11.