COFS

Choiceone Financial Services
$33.92
+$1.20 (+3.67%)Jul 27, 2026
7.0GoodMoatMint rating

MoatMint rates Choiceone Financial Services (COFS) 7.0 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 4.2 out of 10.

Key metrics

The numbers that frame COFS today
Market cap
$507.95M
P/E (TTM)
9.1
P/B
1.08x
Net margin
32.6%
ROE
12.3%
Div yield
3.36%
Debt / equity
0.5
52wk Low
$25.36
52wk High
$34.90

COFS stock rating

How COFS scores on quality, value, growth, momentum and financial health
7.0out of 10
Good overallHealthy business, attractive priceTop 30% of ~5,000 US stocks
QualityNeutral4.2/10
GrowthGreat8.8/10
MomentumGood7.0/10
ValueGood7.9/10
Financial HealthNeutral4.8/10

Growth

Revenue and earnings trend for COFS
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about COFS
Is Choiceone Financial Services a good buy?
Hold. Choiceone Financial Services has strong momentum, but weak quality makes the setup mixed. Growth looks excellent, which supports the long-term business case. We think Choiceone Financial Services is selling at a low price.
What is the market capitalization of COFS?
Choiceone Financial Services's market capitalization is $507.95M.
What is the P/E ratio for COFS stock?
Choiceone Financial Services's current P/E ratio is 9.1.
What is the 52-week high for COFS stock?
The 52-week high for Choiceone Financial Services is $34.90. The current close of $33.92 is 2.8% below that high.
What is the 52-week low for COFS stock?
The 52-week low for Choiceone Financial Services is $25.36. The current close of $33.92 is 33.8% above that low.
Does COFS stock pay dividends?
Choiceone Financial Services pays a dividend. The latest dividend per share in the company data is $1.14, which implies a yield of 3.36% based on the current close.
What is the Debt / Equity ratio for COFS?
Choiceone Financial Services's Debt / Equity ratio is 0.5.