CZFS
Citizens Financial Services
$83.84
−$0.41 (−0.49%)Oct 28, 2026
Key metrics
The numbers that frame CZFS today
- Market cap
- $403.26M
- P/E (TTM)
- 9.8
- P/B
- 1.14x
- Net margin
- 35.4%
- ROE
- 12.1%
- Div yield
- 2.4%
- Debt / equity
- 1.1
- 52wk Low
- $50.80
- 52wk High
- $86.77
Growth
Revenue and earnings trend for CZFS
RevenueNet income
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Revenue and earnings trends, margins and the multi-year trajectory - free with an account.
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Free cash flow and financial health
Free cash flowNet debt
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Free cash flow detail, returns on capital and the balance-sheet trend - free with an account.
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Recent insider buying and selling activity
PurchasesSales
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Already a member? Log inFrequently asked questions
Plain-English answers about CZFS
Is Citizens Financial Services a good buy?
Yes. Citizens Financial Services has mixed quality and excellent momentum. Taken together, the setup leans positive. Growth looks strong, which supports the long-term business case. We think Citizens Financial Services is selling at a fair price.
What is the market capitalization of CZFS?
Citizens Financial Services's market capitalization is $403.26M.
What is the P/E (TTM) ratio for CZFS stock?
Citizens Financial Services's P/E (TTM) ratio is 9.8, based on trailing earnings.
What is the 52-week high for CZFS stock?
The 52-week high for Citizens Financial Services is $86.77. The current close of $83.84 is 3.4% below that high.
What is the 52-week low for CZFS stock?
The 52-week low for Citizens Financial Services is $50.80. The current close of $83.84 is 65% above that low.
Does CZFS stock pay dividends?
Citizens Financial Services pays a dividend. The latest dividend per share in the company data is $2.01, which implies a yield of 2.40% based on the current close.
What is the Debt / Equity ratio for CZFS?
Citizens Financial Services's Debt / Equity ratio is 1.12.