CZWI

Citizens Community Bancorp
$21.40
−$2.16 (−9.17%)Jul 27, 2026
8.0GreatMoatMint rating

MoatMint rates Citizens Community Bancorp (CZWI) 8.0 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 8.1 out of 10.

Key metrics

The numbers that frame CZWI today
Market cap
$206.38M
P/E (TTM)
13.8
P/B
1.08x
Net margin
24.4%
ROE
8%
Div yield
0.49%
Debt / equity
0.3
52wk Low
$14.25
52wk High
$24.43

CZWI stock rating

How CZWI scores on quality, value, growth, momentum and financial health
8.0out of 10
Great overallHealthy business, fair priceTop 20% of ~5,000 US stocksMicrocap - low investability
QualityGreat8.1/10
GrowthFair3.6/10
MomentumGreat8.5/10
ValueNeutral5.7/10
Financial HealthNeutral5.1/10

Growth

Revenue and earnings trend for CZWI
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about CZWI
Is Citizens Community Bancorp a good buy?
Yes. Citizens Community Bancorp has excellent quality and excellent momentum. Both signals support the setup. Growth looks weak, a caveat that does not overturn the setup. We think Citizens Community Bancorp is selling at a fair price.
What is the market capitalization of CZWI?
Citizens Community Bancorp's market capitalization is $206.38M.
What is the P/E ratio for CZWI stock?
Citizens Community Bancorp's current P/E ratio is 13.8.
What is the 52-week high for CZWI stock?
The 52-week high for Citizens Community Bancorp is $24.43. The current close of $21.40 is 12.4% below that high.
What is the 52-week low for CZWI stock?
The 52-week low for Citizens Community Bancorp is $14.25. The current close of $21.40 is 50.2% above that low.
Does CZWI stock pay dividends?
Citizens Community Bancorp pays a dividend. The latest dividend per share in the company data is $0.11, which implies a yield of 0.49% based on the current close.
What is the Debt / Equity ratio for CZWI?
Citizens Community Bancorp's Debt / Equity ratio is 0.27.