NBTB

Nbt Bancorp
$52.52
+$0.14 (+0.27%)Jul 27, 2026
4.0NeutralMoatMint rating

MoatMint rates Nbt Bancorp (NBTB) 4.0 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 2.7 out of 10.

Key metrics

The numbers that frame NBTB today
Market cap
$2.73B
P/E (TTM)
14.9
P/B
1.43x
Net margin
26.4%
ROE
9.8%
Div yield
2.76%
Debt / equity
0.2
52wk Low
$38.20
52wk High
$53.31

NBTB stock rating

How NBTB scores on quality, value, growth, momentum and financial health
4.0out of 10
Neutral overallFair business, full priceTop 60% of ~5,000 US stocks
QualityFair2.7/10
GrowthNeutral4.1/10
MomentumGood7.3/10
ValueFair3.6/10
Financial HealthNeutral5.5/10

Growth

Revenue and earnings trend for NBTB
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about NBTB
Is Nbt Bancorp a good buy?
Hold. Nbt Bancorp has strong momentum, but poor quality makes the setup mixed. Growth looks weak. That could put pressure on the long-term business case. We think Nbt Bancorp is selling at a high price.
What is the market capitalization of NBTB?
Nbt Bancorp's market capitalization is $2.73B.
What is the P/E ratio for NBTB stock?
Nbt Bancorp's current P/E ratio is 14.9.
What is the 52-week high for NBTB stock?
The 52-week high for Nbt Bancorp is $53.31. The current close of $52.52 is 1.5% below that high.
What is the 52-week low for NBTB stock?
The 52-week low for Nbt Bancorp is $38.20. The current close of $52.52 is 37.5% above that low.
Does NBTB stock pay dividends?
Nbt Bancorp pays a dividend. The latest dividend per share in the company data is $1.45, which implies a yield of 2.76% based on the current close.
What is the Debt / Equity ratio for NBTB?
Nbt Bancorp's Debt / Equity ratio is 0.16.