NBTB

Nbt Bancorp
$51.97
−$0.92 (−1.74%)Oct 28, 2026
6.3GoodMoatMint rating

MoatMint rates Nbt Bancorp (NBTB) 6.3 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 5.2 out of 10.

Return+64.5%5YRange $26.10 - $53.83
$57.2$45.7$34.2$22.8Nov 21Sep 25Oct 26

Key metrics

The numbers that frame NBTB today
Market cap
$2.70B
P/E (TTM)
12.7
P/B
1.39x
Net margin
29.6%
ROE
11.3%
Div yield
2.85%
Debt / equity
0.2
52wk Low
$38.15
52wk High
$54.05

NBTB stock rating

How NBTB scores on quality, value, growth, momentum and financial health
6.3out of 10
Good overallHealthy business, full price
Quality5.2
Growth6.3
Momentum7.7
Value3.8
Financial Health5.5

Growth

Revenue and earnings trend for NBTB
RevenueNet income
See the full growth breakdown

Revenue and earnings trends, margins and the multi-year trajectory - free with an account.

Create a free account
Free foreverNo card required
Already a member? Log in

Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
See the full cash-flow picture

Free cash flow detail, returns on capital and the balance-sheet trend - free with an account.

Create a free account
Free foreverNo card required
Already a member? Log in

Insider trading

Recent insider buying and selling activity
PurchasesSales
Unlock every insider trade

See who is buying and selling, how much, and when - updated as new filings land.

Create a free account
Free foreverNo card required
Already a member? Log in

Frequently asked questions

Plain-English answers about NBTB
Is Nbt Bancorp a good buy?
Yes. Nbt Bancorp has mixed quality and excellent momentum. Taken together, the setup leans positive. Growth looks strong, which supports the long-term business case. We think Nbt Bancorp is selling at a high price, which cuts against the buy case.
What is the market capitalization of NBTB?
Nbt Bancorp's market capitalization is $2.70B.
What is the P/E (TTM) ratio for NBTB stock?
Nbt Bancorp's P/E (TTM) ratio is 12.7, based on trailing earnings.
What is the 52-week high for NBTB stock?
The 52-week high for Nbt Bancorp is $54.05. The current close of $51.97 is 3.8% below that high.
What is the 52-week low for NBTB stock?
The 52-week low for Nbt Bancorp is $38.15. The current close of $51.97 is 36.2% above that low.
Does NBTB stock pay dividends?
Nbt Bancorp pays a dividend. The latest dividend per share in the company data is $1.48, which implies a yield of 2.85% based on the current close.
What is the Debt / Equity ratio for NBTB?
Nbt Bancorp's Debt / Equity ratio is 0.24.