OSBC

Old Second Bancorp
$24.41
−$0.19 (−0.77%)Oct 28, 2026
6.9GoodMoatMint rating

MoatMint rates Old Second Bancorp (OSBC) 6.9 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 7.0 out of 10.

Return+90.0%5YRange $10.72 - $25.91
$27.7$21.5$15.2$8.9Nov 21Sep 25Oct 26

Key metrics

The numbers that frame OSBC today
Market cap
$1.24B
P/E (TTM)
13.9
P/B
1.38x
Net margin
27%
ROE
10.4%
Div yield
1.15%
Debt / equity
0.5
52wk Low
$16.88
52wk High
$26.06

OSBC stock rating

How OSBC scores on quality, value, growth, momentum and financial health
6.9out of 10
Good overallHealthy business, full price
Quality7.0
Growth4.0
Momentum8.2
Value3.6
Financial Health5.9

Growth

Revenue and earnings trend for OSBC
RevenueNet income
See the full growth breakdown

Revenue and earnings trends, margins and the multi-year trajectory - free with an account.

Create a free account
Free foreverNo card required
Already a member? Log in

Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
See the full cash-flow picture

Free cash flow detail, returns on capital and the balance-sheet trend - free with an account.

Create a free account
Free foreverNo card required
Already a member? Log in

Insider trading

Recent insider buying and selling activity
PurchasesSales
Unlock every insider trade

See who is buying and selling, how much, and when - updated as new filings land.

Create a free account
Free foreverNo card required
Already a member? Log in

Frequently asked questions

Plain-English answers about OSBC
Is Old Second Bancorp a good buy?
Yes. Old Second Bancorp has strong quality and excellent momentum. Both signals support the setup. Growth looks weak, a caveat that does not overturn the setup. We think Old Second Bancorp is selling at a high price, which cuts against the buy case.
What is the market capitalization of OSBC?
Old Second Bancorp's market capitalization is $1.24B.
What is the P/E (TTM) ratio for OSBC stock?
Old Second Bancorp's P/E (TTM) ratio is 13.9, based on trailing earnings.
What is the 52-week high for OSBC stock?
The 52-week high for Old Second Bancorp is $26.06. The current close of $24.41 is 6.3% below that high.
What is the 52-week low for OSBC stock?
The 52-week low for Old Second Bancorp is $16.88. The current close of $24.41 is 44.6% above that low.
Does OSBC stock pay dividends?
Old Second Bancorp pays a dividend. The latest dividend per share in the company data is $0.28, which implies a yield of 1.15% based on the current close.
What is the Debt / Equity ratio for OSBC?
Old Second Bancorp's Debt / Equity ratio is 0.52.