OSBC

Old Second Bancorp
$24.72
+$0.69 (+2.87%)Jul 27, 2026
4.4NeutralMoatMint rating

MoatMint rates Old Second Bancorp (OSBC) 4.4 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 3.4 out of 10.

Key metrics

The numbers that frame OSBC today
Market cap
$1.27B
P/E (TTM)
14.8
P/B
1.42x
Net margin
26.5%
ROE
10.2%
Div yield
1.09%
Debt / equity
0.4
52wk Low
$16.25
52wk High
$24.83

OSBC stock rating

How OSBC scores on quality, value, growth, momentum and financial health
4.4out of 10
Neutral overallFair business, full priceTop 56% of ~5,000 US stocks
QualityFair3.4/10
GrowthFair3.6/10
MomentumGood7.7/10
ValueFair3.7/10
Financial HealthNeutral5.7/10

Growth

Revenue and earnings trend for OSBC
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about OSBC
Is Old Second Bancorp a good buy?
Hold. Old Second Bancorp has excellent momentum, but weak quality makes the setup mixed. Growth looks weak. That could put pressure on the long-term business case. We think Old Second Bancorp is selling at a high price.
What is the market capitalization of OSBC?
Old Second Bancorp's market capitalization is $1.27B.
What is the P/E ratio for OSBC stock?
Old Second Bancorp's current P/E ratio is 14.8.
What is the 52-week high for OSBC stock?
The 52-week high for Old Second Bancorp is $24.83. The current close of $24.72 is 0.4% below that high.
What is the 52-week low for OSBC stock?
The 52-week low for Old Second Bancorp is $16.25. The current close of $24.72 is 52.1% above that low.
Does OSBC stock pay dividends?
Old Second Bancorp pays a dividend. The latest dividend per share in the company data is $0.27, which implies a yield of 1.09% based on the current close.
What is the Debt / Equity ratio for OSBC?
Old Second Bancorp's Debt / Equity ratio is 0.36.