PBHC

Pathfinder Bancorp
$16.00
+$0.10 (+0.62%)Jul 27, 2026
6.9GoodMoatMint rating

MoatMint rates Pathfinder Bancorp (PBHC) 6.9 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 4.5 out of 10.

Key metrics

The numbers that frame PBHC today
Market cap
$100.10M
P/E (TTM)
-40.1
P/B
0.81x
Net margin
-8.3%
ROE
-2%
Div yield
2.5%
Debt / equity
0.6
52wk Low
$11.90
52wk High
$17.29

PBHC stock rating

How PBHC scores on quality, value, growth, momentum and financial health
6.9out of 10
Good overallHealthy business, attractive priceTop 31% of ~5,000 US stocks
QualityNeutral4.5/10
GrowthGreat8.2/10
MomentumGood6.7/10
ValueGreat8.8/10
Financial HealthFair3.8/10

Growth

Revenue and earnings trend for PBHC
RevenueNet income
See the full growth breakdown

Revenue and earnings trends, margins and the multi-year trajectory - free with an account.

Create a free account
Free foreverNo card required
Already a member? Log in

Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
See the full cash-flow picture

Free cash flow detail, returns on capital and the balance-sheet trend - free with an account.

Create a free account
Free foreverNo card required
Already a member? Log in

Insider trading

Recent insider buying and selling activity
PurchasesSales
Unlock every insider trade

See who is buying and selling, how much, and when - updated as new filings land.

Create a free account
Free foreverNo card required
Already a member? Log in

Frequently asked questions

Plain-English answers about PBHC
Is Pathfinder Bancorp a good buy?
Hold. Pathfinder Bancorp has mixed quality and strong momentum. The setup is mixed. Growth looks excellent, which supports the long-term business case. We think Pathfinder Bancorp is selling at a low price.
What is the market capitalization of PBHC?
Pathfinder Bancorp's market capitalization is $100.10M.
What is the P/E ratio for PBHC stock?
Pathfinder Bancorp's current P/E ratio is -40.1.
What is the 52-week high for PBHC stock?
The 52-week high for Pathfinder Bancorp is $17.29. The current close of $16.00 is 7.5% below that high.
What is the 52-week low for PBHC stock?
The 52-week low for Pathfinder Bancorp is $11.90. The current close of $16.00 is 34.5% above that low.
Does PBHC stock pay dividends?
Pathfinder Bancorp pays a dividend. The latest dividend per share in the company data is $0.40, which implies a yield of 2.50% based on the current close.
What is the Debt / Equity ratio for PBHC?
Pathfinder Bancorp's Debt / Equity ratio is 0.61.