PBHC

Pathfinder Bancorp
$16.72
−$0.07 (−0.42%)Oct 28, 2026
5.1NeutralMoatMint rating

MoatMint rates Pathfinder Bancorp (PBHC) 5.1 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 4.4 out of 10.

Return+8.5%5YRange $10.90 - $19.04
$20.0$16.7$13.3$9.9Nov 21Sep 25Oct 26

Key metrics

The numbers that frame PBHC today
Market cap
$104.98M
P/E (TTM)
836.0
P/B
0.83x
Net margin
0.4%
ROE
0.1%
Div yield
2.39%
Debt / equity
1.4
52wk Low
$11.82
52wk High
$18.19

PBHC stock rating

How PBHC scores on quality, value, growth, momentum and financial health
5.1out of 10
Neutral overallHealthy business, full price
Quality4.4
Growth4.5
Momentum7.9
Value4.3
Financial Health3.8

Growth

Revenue and earnings trend for PBHC
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about PBHC
Is Pathfinder Bancorp a good buy?
Hold. Pathfinder Bancorp has excellent momentum, but weak quality makes the setup mixed. Growth looks mixed. The support signal is useful, but not decisive. We think Pathfinder Bancorp is selling at a high price.
What is the market capitalization of PBHC?
Pathfinder Bancorp's market capitalization is $104.98M.
What is the P/E (TTM) ratio for PBHC stock?
Pathfinder Bancorp's P/E (TTM) ratio is 836, based on trailing earnings.
What is the 52-week high for PBHC stock?
The 52-week high for Pathfinder Bancorp is $18.19. The current close of $16.72 is 8.1% below that high.
What is the 52-week low for PBHC stock?
The 52-week low for Pathfinder Bancorp is $11.82. The current close of $16.72 is 41.4% above that low.
Does PBHC stock pay dividends?
Pathfinder Bancorp pays a dividend. The latest dividend per share in the company data is $0.40, which implies a yield of 2.39% based on the current close.
What is the Debt / Equity ratio for PBHC?
Pathfinder Bancorp's Debt / Equity ratio is 1.44.