SPFI

South Plains Financial
$44.50
+$0.05 (+0.11%)Jul 27, 2026
4.0NeutralMoatMint rating

MoatMint rates South Plains Financial (SPFI) 4.0 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 3.4 out of 10.

Key metrics

The numbers that frame SPFI today
Market cap
$851.99M
P/E (TTM)
14.0
P/B
1.69x
Net margin
28.7%
ROE
12.6%
Div yield
1.48%
Debt / equity
0.1
52wk Low
$34.92
52wk High
$46.75

SPFI stock rating

How SPFI scores on quality, value, growth, momentum and financial health
4.0out of 10
Neutral overallFair business, expensive priceTop 60% of ~5,000 US stocks
QualityFair3.4/10
GrowthNeutral5.7/10
MomentumGood6.0/10
ValueFair3.2/10
Financial HealthNeutral5.5/10

Growth

Revenue and earnings trend for SPFI
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about SPFI
Is South Plains Financial a good buy?
Hold. South Plains Financial has strong momentum, but weak quality makes the setup mixed. Growth looks mixed. The support signal is useful, but not decisive. We think South Plains Financial is selling at a high price.
What is the market capitalization of SPFI?
South Plains Financial's market capitalization is $851.99M.
What is the P/E ratio for SPFI stock?
South Plains Financial's current P/E ratio is 14.
What is the 52-week high for SPFI stock?
The 52-week high for South Plains Financial is $46.75. The current close of $44.50 is 4.8% below that high.
What is the 52-week low for SPFI stock?
The 52-week low for South Plains Financial is $34.92. The current close of $44.50 is 27.4% above that low.
Does SPFI stock pay dividends?
South Plains Financial pays a dividend. The latest dividend per share in the company data is $0.66, which implies a yield of 1.48% based on the current close.
What is the Debt / Equity ratio for SPFI?
South Plains Financial's Debt / Equity ratio is 0.12.