UBCP

United Bancorp
$15.72
−$0.15 (−0.95%)Jul 27, 2026
6.0GoodMoatMint rating

MoatMint rates United Bancorp (UBCP) 6.0 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 6.8 out of 10.

Key metrics

The numbers that frame UBCP today
Market cap
$90.85M
P/E (TTM)
11.7
P/B
1.35x
Net margin
24.1%
ROE
11.8%
Div yield
5.92%
Debt / equity
1.7
52wk Low
$11.87
52wk High
$17.12

UBCP stock rating

How UBCP scores on quality, value, growth, momentum and financial health
6.0out of 10
Good overallHealthy business, fair priceTop 40% of ~5,000 US stocks
QualityGood6.8/10
GrowthFair3.9/10
MomentumGood6.9/10
ValueNeutral5.4/10
Financial HealthFair3.6/10

Growth

Revenue and earnings trend for UBCP
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about UBCP
Is United Bancorp a good buy?
Yes. United Bancorp has strong quality and strong momentum. Both signals support the setup. Growth looks weak, a caveat that does not overturn the setup. We think United Bancorp is selling at a fair price.
What is the market capitalization of UBCP?
United Bancorp's market capitalization is $90.85M.
What is the P/E ratio for UBCP stock?
United Bancorp's current P/E ratio is 11.7.
What is the 52-week high for UBCP stock?
The 52-week high for United Bancorp is $17.12. The current close of $15.72 is 8.2% below that high.
What is the 52-week low for UBCP stock?
The 52-week low for United Bancorp is $11.87. The current close of $15.72 is 32.4% above that low.
Does UBCP stock pay dividends?
United Bancorp pays a dividend. The latest dividend per share in the company data is $0.93, which implies a yield of 5.92% based on the current close.
What is the Debt / Equity ratio for UBCP?
United Bancorp's Debt / Equity ratio is 1.74.