UPST

Upstart Holdings
$27.49
+$0.56 (+2.08%)Jul 27, 2026
1.6PoorMoatMint rating

MoatMint rates Upstart Holdings (UPST) 1.6 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 3.6 out of 10.

Key metrics

The numbers that frame UPST today
Market cap
$2.63B
P/E (TTM)
53.3
P/B
3.59x
Net margin
4.3%
ROE
6.6%
Div yield
0%
Debt / equity
2.7
52wk Low
$23.97
52wk High
$87.30

UPST stock rating

How UPST scores on quality, value, growth, momentum and financial health
1.6out of 10
Low overallNeutral business, expensive priceTop 84% of ~5,000 US stocks
QualityFair3.6/10
GrowthFair2.9/10
MomentumPoor1.9/10
ValuePoor0.5/10
Financial HealthNeutral5.0/10

Growth

Revenue and earnings trend for UPST
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about UPST
Is Upstart Holdings a good buy?
No. Upstart Holdings has weak quality and poor momentum. Both signals point to a weaker setup. Growth looks poor. That could put pressure on the long-term business case. We think Upstart Holdings is selling at a very high price.
What is the market capitalization of UPST?
Upstart Holdings's market capitalization is $2.63B.
What is the P/E ratio for UPST stock?
Upstart Holdings's current P/E ratio is 53.3.
What is the 52-week high for UPST stock?
The 52-week high for Upstart Holdings is $87.30. The current close of $27.49 is 68.5% below that high.
What is the 52-week low for UPST stock?
The 52-week low for Upstart Holdings is $23.97. The current close of $27.49 is 14.7% above that low.
Does UPST stock pay dividends?
Upstart Holdings does not currently show a dividend per share in the company data.
What is the Debt / Equity ratio for UPST?
Upstart Holdings's Debt / Equity ratio is 2.7.