UPST

Upstart Holdings
$25.10
−$0.79 (−3.05%)Sep 10, 2026
1.8PoorMoatMint rating

MoatMint rates Upstart Holdings (UPST) 1.8 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 3.4 out of 10.

Key metrics

The numbers that frame UPST today
Market cap
$2.44B
P/E (TTM)
40.5
P/B
3.06x
Net margin
4.8%
ROE
7.9%
Div yield
0%
Debt / equity
2.6
52wk Low
$23.97
52wk High
$71.38

UPST stock rating

How UPST scores on quality, value, growth, momentum and financial health
1.8out of 10
Low overallNeutral business, expensive price
Quality3.4
Growth4.8
Momentum1.9
Value0.7
Financial Health4.3

Growth

Revenue and earnings trend for UPST
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about UPST
Is Upstart Holdings a good buy?
No. Upstart Holdings has weak quality and poor momentum. Both signals point to a weaker setup. Growth looks mixed. The support signal is useful, but not decisive. We think Upstart Holdings is selling at a very high price.
What is the market capitalization of UPST?
Upstart Holdings's market capitalization is $2.44B.
What is the P/E ratio for UPST stock?
Upstart Holdings's current P/E ratio is 40.5.
What is the 52-week high for UPST stock?
The 52-week high for Upstart Holdings is $71.38. The current close of $25.10 is 64.8% below that high.
What is the 52-week low for UPST stock?
The 52-week low for Upstart Holdings is $23.97. The current close of $25.10 is 4.7% above that low.
Does UPST stock pay dividends?
Upstart Holdings does not currently show a dividend per share in the company data.
What is the Debt / Equity ratio for UPST?
Upstart Holdings's Debt / Equity ratio is 2.58.