SOFI

Sofi Technologies
$16.88
+$0.42 (+2.55%)Jul 27, 2026
1.9PoorMoatMint rating

MoatMint rates Sofi Technologies (SOFI) 1.9 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 1.9 out of 10.

Key metrics

The numbers that frame SOFI today
Market cap
$21.65B
P/E (TTM)
37.5
P/B
2x
Net margin
14.6%
ROE
6.2%
Div yield
0%
Debt / equity
0.2
52wk Low
$14.92
52wk High
$32.73

SOFI stock rating

How SOFI scores on quality, value, growth, momentum and financial health
1.9out of 10
Low overallNeutral business, expensive priceTop 81% of ~5,000 US stocks
QualityPoor1.9/10
GrowthGood7.6/10
MomentumFair2.3/10
ValuePoor1.4/10
Financial HealthFair3.7/10

Growth

Revenue and earnings trend for SOFI
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about SOFI
Is Sofi Technologies a good buy?
No. Sofi Technologies has poor quality and poor momentum. Both signals point to a weaker setup. Growth looks excellent, which supports the long-term business case, but that is not enough to offset the weak setup. We think Sofi Technologies is selling at a very high price.
What is the market capitalization of SOFI?
Sofi Technologies's market capitalization is $21.65B.
What is the P/E ratio for SOFI stock?
Sofi Technologies's current P/E ratio is 37.5.
What is the 52-week high for SOFI stock?
The 52-week high for Sofi Technologies is $32.73. The current close of $16.88 is 48.4% below that high.
What is the 52-week low for SOFI stock?
The 52-week low for Sofi Technologies is $14.92. The current close of $16.88 is 13.1% above that low.
Does SOFI stock pay dividends?
Sofi Technologies does not currently show a dividend per share in the company data.
What is the Debt / Equity ratio for SOFI?
Sofi Technologies's Debt / Equity ratio is 0.18.