CBU

Community Financial System
$66.59
−$0.65 (−0.97%)Jul 27, 2026
5.8NeutralMoatMint rating

MoatMint rates Community Financial System (CBU) 5.8 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 6.1 out of 10.

Key metrics

The numbers that frame CBU today
Market cap
$3.50B
P/E (TTM)
16.0
P/B
1.73x
Net margin
26.8%
ROE
11.1%
Div yield
2.81%
Debt / equity
0.3
52wk Low
$49.55
52wk High
$71.11

CBU stock rating

How CBU scores on quality, value, growth, momentum and financial health
5.8out of 10
Neutral overallHealthy business, expensive priceTop 42% of ~5,000 US stocks
QualityGood6.1/10
GrowthNeutral5.1/10
MomentumGood7.2/10
ValueFair2.7/10
Financial HealthNeutral5.4/10

Growth

Revenue and earnings trend for CBU
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about CBU
Is Community Financial System a good buy?
Yes. Community Financial System has strong quality and strong momentum. Both signals support the setup. Growth looks mixed. The support signal is useful, but not decisive. We think Community Financial System is selling at a high price, which cuts against the buy case.
What is the market capitalization of CBU?
Community Financial System's market capitalization is $3.50B.
What is the P/E ratio for CBU stock?
Community Financial System's current P/E ratio is 16.
What is the 52-week high for CBU stock?
The 52-week high for Community Financial System is $71.11. The current close of $66.59 is 6.4% below that high.
What is the 52-week low for CBU stock?
The 52-week low for Community Financial System is $49.55. The current close of $66.59 is 34.4% above that low.
Does CBU stock pay dividends?
Community Financial System pays a dividend. The latest dividend per share in the company data is $1.87, which implies a yield of 2.81% based on the current close.
What is the Debt / Equity ratio for CBU?
Community Financial System's Debt / Equity ratio is 0.32.