LOB

Live Oak Bancshares
$42.18
+$0.10 (+0.24%)Jul 27, 2026
3.5FairMoatMint rating

MoatMint rates Live Oak Bancshares (LOB) 3.5 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 3.0 out of 10.

Key metrics

The numbers that frame LOB today
Market cap
$1.95B
P/E (TTM)
16.1
P/B
1.53x
Net margin
23.7%
ROE
10.1%
Div yield
0.28%
Debt / equity
0.1
52wk Low
$29.30
52wk High
$43.85

LOB stock rating

How LOB scores on quality, value, growth, momentum and financial health
3.5out of 10
Fair overallFair business, expensive priceTop 65% of ~5,000 US stocks
QualityFair3.0/10
GrowthFair3.5/10
MomentumGood6.9/10
ValueFair3.1/10
Financial HealthNeutral4.9/10

Growth

Revenue and earnings trend for LOB
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about LOB
Is Live Oak Bancshares a good buy?
Hold. Live Oak Bancshares has strong momentum, but weak quality makes the setup mixed. Growth looks weak. That could put pressure on the long-term business case. We think Live Oak Bancshares is selling at a high price.
What is the market capitalization of LOB?
Live Oak Bancshares's market capitalization is $1.95B.
What is the P/E ratio for LOB stock?
Live Oak Bancshares's current P/E ratio is 16.1.
What is the 52-week high for LOB stock?
The 52-week high for Live Oak Bancshares is $43.85. The current close of $42.18 is 3.8% below that high.
What is the 52-week low for LOB stock?
The 52-week low for Live Oak Bancshares is $29.30. The current close of $42.18 is 43.9% above that low.
Does LOB stock pay dividends?
Live Oak Bancshares pays a dividend. The latest dividend per share in the company data is $0.12, which implies a yield of 0.28% based on the current close.
What is the Debt / Equity ratio for LOB?
Live Oak Bancshares's Debt / Equity ratio is 0.08.