LOB

Live Oak Bancshares
$34.66
−$0.08 (−0.23%)Oct 28, 2026
3.5FairMoatMint rating

MoatMint rates Live Oak Bancshares (LOB) 3.5 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 3.3 out of 10.

Return-64.0%5YRange $19.81 - $96.20
$105$73.8$42.2$10.6Nov 21Sep 25Oct 26

Key metrics

The numbers that frame LOB today
Market cap
$1.60B
P/E (TTM)
12.2
P/B
1.22x
Net margin
25.5%
ROE
10.5%
Div yield
0.35%
Debt / equity
0.1
52wk Low
$29.28
52wk High
$44.50

LOB stock rating

How LOB scores on quality, value, growth, momentum and financial health
3.5out of 10
Fair overallFair business, full price
Quality3.3
Growth4.3
Momentum5.1
Value4.9
Financial Health4.0

Growth

Revenue and earnings trend for LOB
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about LOB
Is Live Oak Bancshares a good buy?
Hold. Live Oak Bancshares has weak quality and mixed momentum. The setup is weak overall. Growth looks weak. That could put pressure on the long-term business case. We think Live Oak Bancshares is selling at a fair price.
What is the market capitalization of LOB?
Live Oak Bancshares's market capitalization is $1.60B.
What is the P/E (TTM) ratio for LOB stock?
Live Oak Bancshares's P/E (TTM) ratio is 12.2, based on trailing earnings.
What is the 52-week high for LOB stock?
The 52-week high for Live Oak Bancshares is $44.50. The current close of $34.66 is 22.1% below that high.
What is the 52-week low for LOB stock?
The 52-week low for Live Oak Bancshares is $29.28. The current close of $34.66 is 18.4% above that low.
Does LOB stock pay dividends?
Live Oak Bancshares pays a dividend. The latest dividend per share in the company data is $0.12, which implies a yield of 0.35% based on the current close.
What is the Debt / Equity ratio for LOB?
Live Oak Bancshares's Debt / Equity ratio is 0.08.