OPFI

Oppfi
$9.42
+$0.40 (+4.43%)Jul 27, 2026
7.0GoodMoatMint rating

MoatMint rates Oppfi (OPFI) 7.0 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 8.0 out of 10.

Key metrics

The numbers that frame OPFI today
Market cap
$804.40M
P/E (TTM)
12.2
P/B
10.63x
Net margin
17.5%
ROE
134.3%
Div yield
0%
Debt / equity
3.9
52wk Low
$7.36
52wk High
$12.60

OPFI stock rating

How OPFI scores on quality, value, growth, momentum and financial health
7.0out of 10
Good overallHealthy business, expensive priceTop 30% of ~5,000 US stocks
QualityGreat8.0/10
GrowthGreat8.9/10
MomentumNeutral4.1/10
ValueFair2.4/10
Financial HealthGood7.1/10

Growth

Revenue and earnings trend for OPFI
RevenueNet income
See the full growth breakdown

Revenue and earnings trends, margins and the multi-year trajectory - free with an account.

Create a free account
Free foreverNo card required
Already a member? Log in

Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
See the full cash-flow picture

Free cash flow detail, returns on capital and the balance-sheet trend - free with an account.

Create a free account
Free foreverNo card required
Already a member? Log in

Insider trading

Recent insider buying and selling activity
PurchasesSales
Unlock every insider trade

See who is buying and selling, how much, and when - updated as new filings land.

Create a free account
Free foreverNo card required
Already a member? Log in

Frequently asked questions

Plain-English answers about OPFI
Is Oppfi a good buy?
Yes. Oppfi has excellent quality, and it outweighs the weak momentum here. Growth looks excellent, which supports the long-term business case. We think Oppfi is selling at a very high price, which cuts against the buy case.
What is the market capitalization of OPFI?
Oppfi's market capitalization is $804.40M.
What is the P/E ratio for OPFI stock?
Oppfi's current P/E ratio is 12.2.
What is the 52-week high for OPFI stock?
The 52-week high for Oppfi is $12.60. The current close of $9.42 is 25.2% below that high.
What is the 52-week low for OPFI stock?
The 52-week low for Oppfi is $7.36. The current close of $9.42 is 28% above that low.
Does OPFI stock pay dividends?
Oppfi does not currently show a dividend per share in the company data.
What is the Debt / Equity ratio for OPFI?
Oppfi's Debt / Equity ratio is 3.9.