OPFI

Oppfi
$7.59
+$0.06 (+0.8%)Sep 10, 2026
4.9NeutralMoatMint rating

MoatMint rates Oppfi (OPFI) 4.9 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 8.4 out of 10.

Key metrics

The numbers that frame OPFI today
Market cap
$646.73M
P/E (TTM)
6.4
P/B
1.56x
Net margin
28%
ROE
68.1%
Div yield
0%
Debt / equity
0.7
52wk Low
$6.50
52wk High
$12.45

OPFI stock rating

How OPFI scores on quality, value, growth, momentum and financial health
4.9out of 10
Neutral overallFair business, fair price
Quality8.4
Growth2.6
Momentum1.6
Value5.9
Financial Health6.2

Growth

Revenue and earnings trend for OPFI
RevenueNet income
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Revenue and earnings trends, margins and the multi-year trajectory - free with an account.

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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Free cash flow detail, returns on capital and the balance-sheet trend - free with an account.

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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about OPFI
Is Oppfi a good buy?
Hold. Oppfi has excellent quality, but poor momentum makes the setup mixed. Growth looks poor. That could put pressure on the long-term business case. We think Oppfi is selling at a fair price.
What is the market capitalization of OPFI?
Oppfi's market capitalization is $646.73M.
What is the P/E ratio for OPFI stock?
Oppfi's current P/E ratio is 6.4.
What is the 52-week high for OPFI stock?
The 52-week high for Oppfi is $12.45. The current close of $7.59 is 39% below that high.
What is the 52-week low for OPFI stock?
The 52-week low for Oppfi is $6.50. The current close of $7.59 is 16.8% above that low.
Does OPFI stock pay dividends?
Oppfi does not currently show a dividend per share in the company data.
What is the Debt / Equity ratio for OPFI?
Oppfi's Debt / Equity ratio is 0.69.