SYF

Synchrony Financial
$75.44
−$1.91 (−2.47%)Sep 10, 2026
8.2GreatMoatMint rating

MoatMint rates Synchrony Financial (SYF) 8.2 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 8.7 out of 10.

Key metrics

The numbers that frame SYF today
Market cap
$24.55B
P/E (TTM)
7.1
P/B
1.45x
Net margin
34.7%
ROE
20.4%
Div yield
1.59%
Debt / equity
1.0
52wk Low
$62.58
52wk High
$87.68

SYF stock rating

How SYF scores on quality, value, growth, momentum and financial health
8.2out of 10
Great overallHealthy business, fair price
Quality8.7
Growth6.8
Momentum6.0
Value6.1
Financial Health6.2

Growth

Revenue and earnings trend for SYF
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Free cash flow detail, returns on capital and the balance-sheet trend - free with an account.

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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about SYF
Is Synchrony Financial a good buy?
Yes. Synchrony Financial has excellent quality and strong momentum. Both signals support the setup. Growth looks strong, which supports the long-term business case. We think Synchrony Financial is selling at a fair price.
What is the market capitalization of SYF?
Synchrony Financial's market capitalization is $24.55B.
What is the P/E ratio for SYF stock?
Synchrony Financial's current P/E ratio is 7.1.
What is the 52-week high for SYF stock?
The 52-week high for Synchrony Financial is $87.68. The current close of $75.44 is 14% below that high.
What is the 52-week low for SYF stock?
The 52-week low for Synchrony Financial is $62.58. The current close of $75.44 is 20.6% above that low.
Does SYF stock pay dividends?
Synchrony Financial pays a dividend. The latest dividend per share in the company data is $1.20, which implies a yield of 1.59% based on the current close.
What is the Debt / Equity ratio for SYF?
Synchrony Financial's Debt / Equity ratio is 0.97.