UCB

United Community Banks
$35.17
−$0.08 (−0.23%)Jul 27, 2026
7.0GoodMoatMint rating

MoatMint rates United Community Banks (UCB) 7.0 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 7.0 out of 10.

Key metrics

The numbers that frame UCB today
Market cap
$4.21B
P/E (TTM)
12.7
P/B
1.15x
Net margin
30.4%
ROE
9.2%
Div yield
2.81%
Debt / equity
0.0
52wk Low
$27.99
52wk High
$37.18

UCB stock rating

How UCB scores on quality, value, growth, momentum and financial health
7.0out of 10
Good overallHealthy business, fair priceTop 30% of ~5,000 US stocks
QualityGood7.0/10
GrowthNeutral5.2/10
MomentumGood6.6/10
ValueGood6.0/10
Financial HealthNeutral5.2/10

Growth

Revenue and earnings trend for UCB
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about UCB
Is United Community Banks a good buy?
Yes. United Community Banks has strong quality and strong momentum. Both signals support the setup. Growth looks mixed. The support signal is useful, but not decisive. We think United Community Banks is selling at a fair price.
What is the market capitalization of UCB?
United Community Banks's market capitalization is $4.21B.
What is the P/E ratio for UCB stock?
United Community Banks's current P/E ratio is 12.7.
What is the 52-week high for UCB stock?
The 52-week high for United Community Banks is $37.18. The current close of $35.17 is 5.4% below that high.
What is the 52-week low for UCB stock?
The 52-week low for United Community Banks is $27.99. The current close of $35.17 is 25.7% above that low.
Does UCB stock pay dividends?
United Community Banks pays a dividend. The latest dividend per share in the company data is $0.99, which implies a yield of 2.81% based on the current close.
What is the Debt / Equity ratio for UCB?
United Community Banks's Debt / Equity ratio is 0.03.