VEL

Velocity Financial
$17.64
+$0.23 (+1.32%)Jul 27, 2026
3.1FairMoatMint rating

MoatMint rates Velocity Financial (VEL) 3.1 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 2.4 out of 10.

Key metrics

The numbers that frame VEL today
Market cap
$692.46M
P/E (TTM)
6.5
P/B
1x
Net margin
29.8%
ROE
16.5%
Div yield
0%
Debt / equity
9.7
52wk Low
$16.19
52wk High
$21.40

VEL stock rating

How VEL scores on quality, value, growth, momentum and financial health
3.1out of 10
Fair overallNeutral business, attractive priceTop 69% of ~5,000 US stocks
QualityFair2.4/10
GrowthFair2.7/10
MomentumNeutral4.2/10
ValueGreat8.8/10
Financial HealthFair3.9/10

Growth

Revenue and earnings trend for VEL
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about VEL
Is Velocity Financial a good buy?
No. Velocity Financial has poor quality and weak momentum. Both signals point to a weaker setup. Growth looks poor. That could put pressure on the long-term business case. We think Velocity Financial is selling at a low price, but price alone does not change the weak overall picture.
What is the market capitalization of VEL?
Velocity Financial's market capitalization is $692.46M.
What is the P/E ratio for VEL stock?
Velocity Financial's current P/E ratio is 6.5.
What is the 52-week high for VEL stock?
The 52-week high for Velocity Financial is $21.40. The current close of $17.64 is 17.6% below that high.
What is the 52-week low for VEL stock?
The 52-week low for Velocity Financial is $16.19. The current close of $17.64 is 9% above that low.
Does VEL stock pay dividends?
Velocity Financial does not currently show a dividend per share in the company data.
What is the Debt / Equity ratio for VEL?
Velocity Financial's Debt / Equity ratio is 9.7.