YRD

Yiren Digital
$1.18
$0.00 (0%)Jul 27, 2026
1.3PoorMoatMint rating

MoatMint rates Yiren Digital (YRD) 1.3 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 2.5 out of 10.

Key metrics

The numbers that frame YRD today
Market cap
$103.22M
P/E (TTM)
-1.0
P/B
0.08x
Net margin
-13.5%
ROE
-7.2%
Div yield
18.64%
Debt / equity
0.0
52wk Low
$0.83
52wk High
$6.76

YRD stock rating

How YRD scores on quality, value, growth, momentum and financial health
1.3out of 10
Low overallNeutral business, attractive priceTop 87% of ~5,000 US stocks
QualityFair2.5/10
GrowthPoor0.6/10
MomentumPoor0.5/10
ValueGreat10/10
Financial HealthPoor1.2/10

Growth

Revenue and earnings trend for YRD
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about YRD
Is Yiren Digital a good buy?
No. Yiren Digital has poor quality and poor momentum. Both signals point to a weaker setup. Growth looks poor. That could put pressure on the long-term business case. We think Yiren Digital is selling at a low price, but price alone does not change the weak overall picture.
What is the market capitalization of YRD?
Yiren Digital's market capitalization is $103.22M.
What is the P/E ratio for YRD stock?
Yiren Digital's current P/E ratio is -1.
What is the 52-week high for YRD stock?
The 52-week high for Yiren Digital is $6.76. The current close of $1.18 is 82.5% below that high.
What is the 52-week low for YRD stock?
The 52-week low for Yiren Digital is $0.83. The current close of $1.18 is 42.3% above that low.
Does YRD stock pay dividends?
Yiren Digital pays a dividend. The latest dividend per share in the company data is $0.22, which implies a yield of 18.64% based on the current close.
What is the Debt / Equity ratio for YRD?
Yiren Digital's Debt / Equity ratio is 0.