SYF

Synchrony Financial
$75.31
+$2.41 (+3.31%)Jul 27, 2026
7.5GoodMoatMint rating

MoatMint rates Synchrony Financial (SYF) 7.5 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 8.7 out of 10.

Key metrics

The numbers that frame SYF today
Market cap
$24.50B
P/E (TTM)
7.1
P/B
1.45x
Net margin
34.7%
ROE
20.4%
Div yield
1.59%
Debt / equity
1.0
52wk Low
$62.84
52wk High
$88.06

SYF stock rating

How SYF scores on quality, value, growth, momentum and financial health
7.5out of 10
Good overallHealthy business, fair priceTop 25% of ~5,000 US stocks
QualityGreat8.7/10
GrowthFair3.1/10
MomentumGood6.0/10
ValueGood6.3/10
Financial HealthGood6.1/10

Growth

Revenue and earnings trend for SYF
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about SYF
Is Synchrony Financial a good buy?
Yes. Synchrony Financial has excellent quality and strong momentum. Both signals support the setup. Growth looks weak, a caveat that does not overturn the setup. We think Synchrony Financial is selling at a fair price.
What is the market capitalization of SYF?
Synchrony Financial's market capitalization is $24.50B.
What is the P/E ratio for SYF stock?
Synchrony Financial's current P/E ratio is 7.1.
What is the 52-week high for SYF stock?
The 52-week high for Synchrony Financial is $88.06. The current close of $75.31 is 14.5% below that high.
What is the 52-week low for SYF stock?
The 52-week low for Synchrony Financial is $62.84. The current close of $75.31 is 19.8% above that low.
Does SYF stock pay dividends?
Synchrony Financial pays a dividend. The latest dividend per share in the company data is $1.20, which implies a yield of 1.59% based on the current close.
What is the Debt / Equity ratio for SYF?
Synchrony Financial's Debt / Equity ratio is 0.97.