OPHC

Optimumbank Holdings
$9.17
+$0.17 (+1.89%)Oct 28, 2026
7.5GoodMoatMint rating

MoatMint rates Optimumbank Holdings (OPHC) 7.5 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 2.4 out of 10.

Return+69.8%5YRange $2.80 - $10.10
$11.0$8.0$4.9$1.9Nov 21Sep 25Oct 26

Key metrics

The numbers that frame OPHC today
Market cap
$115.75M
P/E (TTM)
10.5
P/B
0.86x
Net margin
36%
ROE
16.4%
Div yield
0%
Debt / equity
0.3
52wk Low
$3.94
52wk High
$10.68

OPHC stock rating

How OPHC scores on quality, value, growth, momentum and financial health
7.5out of 10
Good overallHealthy business, attractive price
Quality2.4
Growth9.5
Momentum9.5
Value9.0
Financial Health4.1

Growth

Revenue and earnings trend for OPHC
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about OPHC
Is Optimumbank Holdings a good buy?
Hold. Optimumbank Holdings has excellent momentum, but poor quality makes the setup mixed. Growth looks excellent, which supports the long-term business case, but quality and momentum do not clear the bar together. We think Optimumbank Holdings is selling at a low price.
What is the market capitalization of OPHC?
Optimumbank Holdings's market capitalization is $115.75M.
What is the P/E (TTM) ratio for OPHC stock?
Optimumbank Holdings's P/E (TTM) ratio is 10.5, based on trailing earnings.
What is the 52-week high for OPHC stock?
The 52-week high for Optimumbank Holdings is $10.68. The current close of $9.17 is 14.1% below that high.
What is the 52-week low for OPHC stock?
The 52-week low for Optimumbank Holdings is $3.94. The current close of $9.17 is 132.7% above that low.
Does OPHC stock pay dividends?
Optimumbank Holdings does not currently show a dividend per share in the company data.
What is the Debt / Equity ratio for OPHC?
Optimumbank Holdings's Debt / Equity ratio is 0.31.