OPHC

Optimumbank Holdings
$6.67
+$0.37 (+5.87%)Jul 27, 2026
5.3NeutralMoatMint rating

MoatMint rates Optimumbank Holdings (OPHC) 5.3 out of 10, a research rating of the company's quality, value, growth, momentum and financial health. Its quality rating is 2.5 out of 10.

Key metrics

The numbers that frame OPHC today
Market cap
$81.83M
P/E (TTM)
4.7
P/B
0.65x
Net margin
34.4%
ROE
14.6%
Div yield
0%
Debt / equity
0.3
52wk Low
$3.91
52wk High
$6.78

OPHC stock rating

How OPHC scores on quality, value, growth, momentum and financial health
5.3out of 10
Neutral overallFair business, attractive priceTop 47% of ~5,000 US stocks
QualityFair2.5/10
GrowthFair3.1/10
MomentumGood7.6/10
ValueGreat9.6/10
Financial HealthNeutral5.4/10

Growth

Revenue and earnings trend for OPHC
RevenueNet income
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Cash flow & returns

Free cash flow and financial health
Free cash flowNet debt
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Insider trading

Recent insider buying and selling activity
PurchasesSales
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Frequently asked questions

Plain-English answers about OPHC
Is Optimumbank Holdings a good buy?
Hold. Optimumbank Holdings has excellent momentum, but poor quality makes the setup mixed. Growth looks weak. That could put pressure on the long-term business case. We think Optimumbank Holdings is selling at a low price.
What is the market capitalization of OPHC?
Optimumbank Holdings's market capitalization is $81.83M.
What is the P/E ratio for OPHC stock?
Optimumbank Holdings's current P/E ratio is 4.7.
What is the 52-week high for OPHC stock?
The 52-week high for Optimumbank Holdings is $6.78. The current close of $6.67 is 1.6% below that high.
What is the 52-week low for OPHC stock?
The 52-week low for Optimumbank Holdings is $3.91. The current close of $6.67 is 70.6% above that low.
Does OPHC stock pay dividends?
Optimumbank Holdings does not currently show a dividend per share in the company data.
What is the Debt / Equity ratio for OPHC?
Optimumbank Holdings's Debt / Equity ratio is 0.34.